Down Payments are Falling. Is Now the Best Time to Buy in the Triad?

According to a new report from Realtor.com, the median down payment in the U.S. fell to its lowest level in four years.   In Q1 2026, the median down payment was $23,400 or 12.8% of the purchase price. Down payments have now declined for four straight quarters, with a median of $28,900 one year ago.

What a 5.99% Mortgage Rate Means for Buyers in the Triad

A year ago, a lot of homebuyers in the Triad ran the numbers and didn't like what they saw.   Today, those numbers look different.   According to Zillow, a median income household can now afford $30,302 more home than they could a year ago.   The reason? Mortgage rates have eased from nearly 7% last

True Cost of Owning a Home in 2026: What Buyers Need to Know

Most buyers spend months preparing to get approved for a mortgage. They obsess over rates, run payment calculators, and watch listings like a hawk.   Then they close, get the keys, and are hit with a completely different financial reality.   And it's not because they did anything wrong. It's because

State of the Market, End of Summer 2024

Homebuying demand is showing signs of resurgence as mortgage rates stabilize, reaching their lowest levels in 15 months. The median US monthly mortgage payment has seen a slight decrease, which is significant because it's the first time in four years that monthly payments have shown any decline. Thi